Lifestyle

GICs, like CDs, pay a fixed interest rate over a certain period of time, however, you live and die with the solvency of the insurance company. If it goes belly up, your investment goes with it.

Think your high income subjects you to all sorts of stealth taxes? Well, you're right...it does. But experts have some good news - there are plenty of tax breaks of which you can take advantage no matter how high your income.

As a practicing doc, are you troubled by coming changes to the industry? Been toying with the idea of a change in careers? Then you are in luck. Several organizations are paying attention to your needs and are providing excellent educational opportunities!

The modern-day city of Bergama has a population of about 50,000, but twenty centuries ago when it was called Pergamum or Pergamon, 150,000 people lived there. Today you can buy a carpet where once upon a time multitudes came to be cured of their ills.

A client and I were talking and I shared with him that I did not foresee this first quarter bull market. He said to me with sarcasm, "You must be the only one." His point was this: others can't seem to forecast the future either. Having said that, allow me to throw a dart at the proverbial market dartboard...

If your investor is worth his salt, he or she should be able to navigate today's choppy financial seas. If you've tossed yours overboard, then it's important to ask these key questions of your new advisor before you hand over any money.

Looking for an edge in the early scramble to prepare your 2010-2011 FAFSA application? Here are the 10 tips for getting your fair share of $168 billion.

My daughter and I have just started reading the third Harry Potter book, and I am reminded yet again of the power of a well-told tale. As someone who also is entranced by a good movie tale, or persuaded by a presentation delivered with a dramatic flourish, I believe in Story.

It was a bit of a roller-coaster trade in the stock market last Thursday, but when it was all said and done, the stock market resolved its affairs in much the same way it did in the first quarter. That is, it saw the downswing as a buying opportunity and ended the session on an upswing.

Financial planners have been advising clients for years to pay off their mortgages faster by making extra payments. Now, contrarians suggest that the money you put into those payments could work harder elsewhere.

This retired physician owns several annuities that generate few if any returns. However, before she cashes out, she must determine whether the benefits of a new investment will outweigh any withdrawal taxes and penalties.

Do you know what "residual value" or "money factor" mean? If not, you're not likely to get a good deal on the lease for the car of your choice.

77 percent of patients want to ask you a question about something which doesn't require a visit...and are ready to pay for the answer.

The American Medical Association's conditional support of the healthcare reform bill was good for physicians' wallets, says Dr. Howard Brody, but bad for the overall health and wealth of the nation.

No, you can't deduct your clothing purchases, cell phone bills, or your Sports Illustrated subscription...wait. Actually you can, but only if you know how.

A generation ago, a classic advertisement for the VW Beetle had a simple headline: Think Small. A good idea then, and considering current economic conditions, an even better one today.

Hello and welcome to the all-new Physician's Money Digest, a web-only version of the august resource that has helped physicians improve their practice, their money, and their lives since 1993.

HCPLive spoke with liability attorney Charles E. Kutner, about the healthcare reform bill and tort reform.

We had a seat at the healthcare reform table, but we were window dressing, not leaders. Now we must recognize, not only that life will go on, but that this bill is written in pencil. We must now assume our proper roles as the primary advocates for rational, efficient, and encompassing maximization of our patients', and the nation's, health.

When we hear the word "bankruptcy," a business-ending Chapter 7 liquidation immediately comes to mind. This doesn't have to happen. You can save your business with these two strategies.

Early this morning, President Obama announced that there is no actual need for healthcare reform, and apologized for "making such a big deal about it before."

Forget healthcare reform. Medicare reimbursement has been declining for years. If you haven't done so already, now is the time formulate a strategy to boost your practice's bottom line. Here's how...

Companies that advertise "free" credit scores are actually peddling a credit monitoring service for a monthly fee. Here's how you can avoid getting scammed.

Travel costs may be recovering from recession lows, but bargains are still to be found for those willing to search. You just have to know where to look.

Bank customers can get slapped with a $35 overdraft fee because the $3.00 latte they put on their debit card is more than they have in their account. What's worse, those overdraft fees can pile up with each transaction they make as long as their account is in the red.

If spring is almost here, summer weddings can't be far behind, and many couples planning to head down the aisle are already wrestling with projected costs. The recession has cut into the average cost of a wedding, which now runs around $17,500, down from about $20,000 back in the heady days before the economic meltdown.

When the ground rules changed for credit card issuers, some of the rules for consumers looking to keep their credit score high changed too. Certain moves, which used to be no-nos, can now actually improve your credit rating.

Did you feel appreciated today? Did your patients send you thank you-you're-great cards? Perhaps not. Nevertheless...

The stock market recently observed two significant anniversaries. March 9 marked the first birthday of the current bull market, which began a year ago when the market turned around from an intraday low of 666 on the S&P500 index.

Travel during March and April can be hazardous for adults and families who are headed for any of the spots favored by the hordes of college-age revelers on spring break. Steering clear of their favorite beach locales -- places like Cancun, Miami Beach, and Panama City Beach -- is a must for those who are looking for a more relaxing and peaceful vacation.