Lifestyle

In the wake of the devastating earthquake in Haiti scammers are working diligently to detour some of the charitable outpouring into their own pockets.

Paying points to a mortgage lender could shave as much as a full percentage point off your loan rate. As attractive as that may sound, however, it doesn't always make sense to pay.

Physicians' exposure to identity theft doesn't end at protecting a patient's health and financial information. They must also ensure that their own personal information is not at risk. The following strategies will help you prevent red flags from becoming major problems.

Although students have until June 30 to file a FAFSA, college aid counselors advise filing as early as February to better the chances of a favorable package.

Our representative organizations have long existed largely to maintain the external status quo, and in doing so, are losing ground. We need to modify our training curricula to acknowledge the need for teamwork, leadership, and better business understanding. But we do not have the people or structure poised to get ourselves there.

Recently, novel and cost-effective financial assistance has become available to independent minded investors. Certain websites enable clients to create and maintain their own portfolios, use index tracking investments, and charge only a flat fee.

It would help if we had some reasonable idea of what our potential as business owners and professional employees could be. We know that medical practices leak money, but how much? Maybe we're not as far off the mark as we thought.

One looks at the results in the first week of active trading and another looks at results for the entire month. This year, so far, the forecasts are looking good, as stocks posted a 2.67% increase in the first five trading days of 2010.

When you travel, it's important to remember that the same level of careful planning you put into your practice should be dedicated to maximizing your travel dollars. After all, it's the nickels and dimes that kill you.

The real estate market continues to send out mixed signals on where home prices are going. Many rural and suburban areas never experienced a true real estate bubble, so prices haven't retreated very much.

Everyone makes mistakes; that's why they make erasers. But when it comes to medical billing, the mistakes can be costly. For example, it is estimated that billing errors can lead to loss rates of up to 10% of a physician practice group's revenue. That's significant money. Outsourcing, however, can eliminate those errors by putting all or portions of a practice's billing operation in the hands of specialists.

Some observers are questioning whether the IRS, which is already dealing with budget shortages, inadequate staffing, and obsolete computer systems, can handle the new duties prescribed to it as part of healthcare reform legislation.

It's often said that the holidays are the perfect time of year for giving. That's true, but charitable giving is a rewarding and beneficial endeavor any time of the year. It benefits those around you, and for physicians, it places a positive light on their medical practice.

Novartis, which was widely tipped to snap up Nestle's stake as soon as its option allowed, also aims to buy out the 23 percent held by minority shareholders for $11.2 billion, ending uncertainty over whether or not it would seek full control.